our financing partners
Fertility Financing Providers.
![Newborn baby yawning while asleep](https://cdn.prod.website-files.com/62a24621e06614af181b65d4/62bf1b18e0c65f121f278cc4_baby-yawning.png)
CapexMD
Benefits of CapexMD include:
- Covers all infertility treatment options including fertility medications and genetic testing!
- Apply through a secure online application.
- Pre-approval within 24 hours.
- Highly competitive rates and NO pre-payment penalties.
- Flexible terms and no annual fees
- Competitive interest rates
- Convenient online calculator to estimate your payments before you apply
Future Family
- Coverage includes cycle costs, physician fees, surgical center, anesthesia, genetic testing, medications, egg or sperm donor, and surrogacy
- One easy payment option (combine medical and pharmacy costs into one payment)
- Bill pay management
- Competitive rates and savings
- Low APR financing for eligible patients
- Extra support from fertility coaches
- Options with the Friends and Family Plan
![Women feed baby milk from a bottle](https://cdn.prod.website-files.com/62a24621e06614af181b65d4/62bf224da1778d35ad538d9b_women-feeding-baby-milk.jpg)
Synchrony
- Covers clinic costs, IVF treatments, genetic testing, egg freezing, medications, and pharmacy costs
- Instant pre-qualification decision with no credit impact and offer is valid for 14 days
- 24-84 month loan options with flexible payment terms and APRs starting at 3.99%
- No application fee, down payment, or penalty for paying off early
- Anyone can apply on behalf of the patient
- Will disperse funds to up to 3 different providers/entities (pharmacy, physician, laboratory, etc)
![](https://cdn.prod.website-files.com/62a24621e06614af181b65d4/62cc6c5bee820609c53cd938_sperm%20donr.jpeg)
![](https://cdn.prod.website-files.com/62a24621e06614af181b65d4/62cc9e073c5c5e7e2574fbef_male-couple-feed.jpg)
Prosper Healthcare Lending
- Financing ANY fertility or surrogacy treatment-related expenses, including medication
- Loan amounts go up to $100,000 and terms out to 84 months
- Instant decision without affecting your credit on loans under $35,000*
- Anyone can submit - family members or friends can inquire about a loan on your behalf
- Convenient - you can apply through your provider’s website in less than 2 minutes